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Residential Wholesale Mortgage, Inc. brings wholesale money direct to YOU!
As a Direct Mortgage Lender (banker), We offer the most competitive Rates and Fees. Since there is no middleman or broker - you save! Everything is done in house, your loan processing and underwriting is fast and smooth. We guarantee our CLOSING COSTS so you get what we quote! We are also available most weekends
Agency Loans: We offer many types of agency loans up to $417,000 with Loan to Values up to 97%. Compare our rates!
Agency Jumbo Loans: We also offer super competitive loans to $729,000 and Loan to Values to 80%. Compare our rates!
Today's Rate Specials! 09/02/10
(rates in RED = 0 point quotes, BLUE = 1 point)
APR Calculations are based on $300,000 and *$500,000 loan amounts and include lender fees of $1,515, escrow fee, prepaid interest and points( if applicable). Max Loan amounts may vary by county.
Fixed Loan | Max Loan | Rate | APR |
30 Yr | $417,000 | 4.125% | 4.06% |
15 Yr | $417,000 | 3.625% | 3.753% |
30 Yr | $729,000* | 4.25% | 4.411% |
15 Yr | $729,000* | 3.875% | 3.942% |
5 Yr | $417,000 | 3.375% | 3.440% |
Loan Assumptions, 60% LTV, Single Family, Primary Residence,740+ Credit, SFR, Impound of Taxes and Insurance Required
DU Refi Plus (TM)
The program will expand the criteria for refi eligibility by lowering FICO score requirements, reduced documentation and waiving appraisals in some cases. It is available for ALL occupancy types and up to 4 units!
Refi Plus provides a streamlined refinance process for existing Fannie Mae DU Refi Plus (TM) Mortgage Loans allowing Borrowers refinance their current Fannie Mae loan up to 105% of the current home value, without mortgage Insurance ( this applies if your current loan does not require mortgage insurance).
Freddie Mac offers a similar steamlined refinance program, called Relief Refinance it is also to 105%,
Find out now if your loan is owned by Fannie Mae or Freddie Mac!
Fannie Mae Lookup
Freddie Mac Lookup
FHA and VA: We are certified to provide government loans both for the Federal Housing Administration and Veterans. These loans offer programs for Veterans, First Time Homebuyers and homeowners. These products are flexible and less focused on FICO scoring.
Jumbo Loans: We have partnered with Portfolio Investors to offer loans over $729,250 to $5,000,000. Rates are very
competitive.
Click Here to View Residential Wholesale Mortgage Inc. Website
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Residential Wholesale Mortgage, Inc. 866-316-9127 11234 El Camino Real #100 San Diego, California 92130 Your Best Interest Is My Promise - Always! |
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